Loan Signing Support — Attorney-Conducted Closings Only in Summerville, SC

A loan signing agent is a commissioned notary who meets the borrower, confirms identity, witnesses the signatures on a loan document package, and completes the notarial certificates. What that role may cover varies by state, and South Carolina draws the line more firmly than most states.

Loan modifications do not require an attorney. In South Carolina, a borrower may sign a loan-modification package in front of a notary with no attorney present (Crawford v. Central Mortgage, 2013). If your lender has sent a modification to sign and return, I, or someone on my team, will come to you, including evenings and weekends. I verify identity, complete the notarial certificates, and get the package moving the same day. South Carolina allows a notary to complete this signing with no attorney present.

Purchase and refinance closings work differently. The closing attorney conducts the closing. I, or someone on my team, will attend as the commissioned notary and perform the notarial acts: identification, acknowledgments, jurats and their certificates. Title companies and signing services that work in South Carolina know this arrangement, because state law requires it.

I take non-closing signings directly: loan-modification packages, powers of attorney, affidavits, and other documents that require a notarial act rather than a closing. Packages arrive by email. I print them, travel to you, witness the signing, and scan the signed documents back when the deadline requires it.

Title companies will want two facts on record. I carry a minimum of $100,000 in errors-and-omissions coverage on the notarial work I perform myself. Some signings are placed with another commissioned notary, who carries their own errors-and-omissions coverage on the work they perform. Please ask which applies to your assignment, and I will tell you before I accept it.

Call me to schedule a signing, days, nights or weekends.